Published 2026 reviews list Miacademy at about $48 per child per month ($516 a year per child). A family with 3 kids pays about $144 a month. Lumi is $9.99 a month, or $50 once, for up to 8 kids. Here is how the two compare, with the trade-offs on both sides.
💡 The main difference is how they charge. Miacademy prices per student, and Lumi prices per family. With two or more children the gap grows quickly. Miacademy has a longer track record, and Lumi covers more grades. Prices change, so check each site before you decide.
Side-by-Side Comparison
Prices for Miacademy come from published reviews checked in October 2026. Where we could not confirm something, we say so.
Feature
🌟 Lumi Academy
🐵 Miacademy
Monthly price
$9.99 a month, all kids
About $48 a month per student (3 kids about $144)
Annual or one-time
$50 once with Lumi Forever, up to 8 kids
About $516 a year per student (3 kids about $1,548)
Children covered
Up to 8 on one account
Priced per student
Grades
Pre-K through 12th (Academy Pre-K to 8, plus Lumi High 9 to 12 included)
K to 8, per published reviews
Subjects
24+ including Coding, Debate, Art, Music, Life Skills, and trade lessons
Core subjects plus electives. See Miacademy's current course list.
Free trial
Free 48 hours, no card needed
Check Miacademy's site for its current trial
Parent tools
Dashboard, attendance log, printable report cards, high school transcripts
Parent dashboard. See Miacademy's site for its records tools.
Accredited school?
No, a curriculum
No, a curriculum, per reviews
What Miacademy does well
Reviews describe Miacademy as a gamified K to 8 program that kids find engaging and parents find easy to use, with a long track record and a large number of parent reviews. It also sells to microschools and co-ops. A few reviewers say some families add extra material for rigor in the middle school years. If you have one child, a larger budget, and want an established name, it is a sensible choice.
Where the cost differs
Using the published prices above, three students on Miacademy cost about $144 a month, or $1,548 a year on the annual plan. Lumi costs $9.99 a month ($119.88 over a year), or $50 once, for the same three children. That is about $1,428 less in the first year if you compare Miacademy's annual plan with Lumi's monthly plan, and about $1,498 less with Lumi's one-time option. With one child, the gap is much smaller. These are list prices, and promotions change them.
Where Lumi has limits
Lumi is newer and has fewer public reviews, so there is less outside proof than for Miacademy. It is a curriculum, not an accredited school. Its lessons are pre-written and read aloud, not live teaching, and we do not use a chatbot to teach. If an established brand with years of reviews matters most to you, weigh that.
Who should choose each
Choose Miacademy if…
You have one child and price is not the main concern
You want an established name with many parent reviews
Your child already uses Miacademy and loves its style
Choose Lumi if…
You have two or more children, or children across several grades
You want Pre-K through 12th grade in one account, with Lumi High and trade lessons included
You want attendance logs, report cards and transcripts in the same place
You want to try it free first, with no card
Frequently asked questions
How much does Miacademy cost compared with Lumi for 3 kids?
Published 2026 reviews list Miacademy at about $48 per student per month, or $516 per student per year on its annual plan, so three students come to about $144 a month or $1,548 a year. Some reviews list slightly different prices, so confirm on Miacademy's site. Lumi is $9.99 a month, or $50 once, for up to 8 children on one account.
What grades does each cover?
Miacademy is described as a K to 8 curriculum. Lumi covers Pre-K through 12th grade: Lumi Academy for Pre-K to 8th grade and Lumi High for grades 9 to 12, which is included. Lumi High also has trade lessons such as Electrical Basics and Plumbing Basics.
Is Lumi accredited?
Lumi is a curriculum, not an accredited school, in the same way many homeschool curriculums are not. Its lessons are organized by grade-level skills. Check your state's homeschool requirements, and see our accreditation page for details.
Can I try Lumi before I switch?
Yes. Lumi has a free 48-hour trial with no card needed, so you can run it next to what you use now.
Where is Miacademy the better choice?
If you want a long-established name with many parent reviews, a gamified K to 8 program, and you have one or two children and a larger budget, Miacademy is a reasonable fit. Reviews also mention that some families add extra material for rigor in the middle school years.
What are Lumi's limits?
Lumi is newer and has fewer public reviews, it is not an accredited school, and its lessons are pre-written and read aloud, not live teaching. We are collecting reviews from paying families now.
Miacademy details come from the published reviews above, checked in October 2026, and can change. Confirm current prices and features on Miacademy's own site.
Try Lumi Free for 48 Hours
Up to 8 kids on one account, Pre-K through 12th grade.